农村金融助力新质生产力发展:内在逻辑、现实挑战与实现路径
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中国农业大学 经济管理学院,北京100083

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F32

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国家社会科学基金重大项目“数字普惠金融支持乡村振兴的政策与实践研究”(22&ZD123);国家自然科学基金面上项目“信息获取、农户劳动力配置与农民增收研究”(72273139)。*为通讯作者。


Rural Financial Services Facilitating the Development of New Quality Productive Forces: Intrinsic Logic, Realistic Challenges, and Realization Paths
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    摘要:

    因地制宜发展新质生产力,对推进农业产业转型升级,助力农业强国目标具有重要意义。农村金融体系作为涉农产业的资源配置手段,在其中发挥着重要作用。农村金融体系通过支持农业科技创新、推动农业现代化进程、促进生产要素协同发展这三条路径,培育并促进新质生产力发展。但是当前农村金融体系存在一系列不足,如支持农业科技创新方面渠道不足、促进农业规模化生产和生产要素协同作用较弱、风险管理方面风险分摊机制不健全。针对这些问题和难点,提出了一系列聚焦农村金融体系服务新质生产力发展的着力点:一是拓宽新质生产力融资渠道,提升对农业科技企业的金融服务质量和效率;二是以农村金融手段强化农业生产要素之间的协同作用,推动新质生产力实现高效整合;三是提升农村金融产品对农业生产风险的保障水平,强化金融风险管理能力。

    Abstract:

    Developing new quality productive forces accordingly is of great significance to promoting the transformation and upgrading of agricultural industry. As a means of resource allocation for agricultural industries, the rural financial system plays a key role in enhancing new agricultural productivity through three main pathways: supporting technological innovation in agriculture, facilitating the renewal of agricultural production materials, and promoting the integrated development and enhancement of agricultural production factors. However, the current rural financial system has a series of drawbacks, such as insufficient channels for supporting agricultural technological innovation, weak promotion of large-scale agricultural production and inadequate coordinated effect of production factors, and an underdeveloped risk-sharing mechanism in risk management. To address these issues and challenges, it is important to make efforts in the following aspects for the rural financial system to better serve the development of new-quality productivity: first, broadening the financing channels for new-quality productivity and improving the quality and efficiency of financial services for agricultural technology enterprises; second, enhancing the coordination between agricultural production factors through rural financial means to achieve efficient integration of new-quality productivity; third, improving the level of protection provided by rural financial products against agricultural production risks and strengthening financial risk management capabilities.

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何婧,陈靖.农村金融助力新质生产力发展:内在逻辑、现实挑战与实现路径[J].华中农业大学学报(社会科学版),2024(5):22-31

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  • 收稿日期:2024-04-05
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  • 在线发布日期: 2024-09-27
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