As an important factor in promoting the innovation of regional agricultural enterprises，financial agglomeration plays an important role in the high-quality development of agricultural enterprises.Based on the data of listed agricultural enterprises in China and the regional financial development data in China，the impact of financial agglomeration on the innovation of agricultural enterprises is systematically analyzed，expanding research on the influence and mechanism research of financial agglomeration on the innovation of agricultural enterprises on the micro level.The results show that financial agglomeration can effectively promote the improvement of the innovation level of agricultural enterprises，and its impact on innovation varies among different types of agricultural enterprises.It has a more significant effect on non-state-owned agricultural enterprises，growing agricultural enterprises and agricultural enterprises in areas with a high level of marketization.At the same time，financial agglomeration has a significant positive spatial spillover effect on the innovation of agricultural enterprises， with a stronger spillover effect in the eastern and central regions where the level of financial agglomeration is relatively higher.There are three main ways to influence financial agglomeration on innovation of agricultural enterprise： first，to provide investment information and financing channels for agricultural enterprise innovation； second，to improve the risk management ability of agricultural enterprise innovation projects； and third，to improve the human capital level of local agricultural enterprises.