Fishing insurance is an important means to avoid production risk for fishermen.This paper bases its study on field survey data from 130 fishermen of Shayang County in Hubei Province by analyzing the factors that might interfere fishermen’s decision to buy fishing insurance with the Logistic model.The results show that the age,the proportion of nonfarm income,farming area,whether to participate in fisheries training,whether to have famous products in scale and the degree of calamity in recent years are the main factors which influenced fishermen.Finally,means of developing fishing insurance have been proposed，such as establishing- fisheries insurance policy，fostering fishery cooperative organizations and so on.Further research directions including expanding the scope of research and enhancing the applicability of the study are also proposed.